Money calculators
Auto Loan Calculator
Estimate a monthly car payment from vehicle loan amount, APR, and term.
Estimate a car-loan payment before you shop or compare financing offers. Enter the amount actually financed after any down payment or trade-in credit you want to account for.
What amount should you enter?
Use the financed balance, which may differ from the sticker price after down payment, trade-in, taxes, registration, dealer fees, warranties, or add-ons.
APR and loan term
A lower APR generally reduces interest cost. A longer term can reduce the monthly payment but may increase total interest because the balance remains outstanding longer.
Compare total cost, not just monthly payment
A comfortable monthly payment can hide a long repayment period. The tool shows estimated total interest so you can compare offers more clearly.
Frequently asked questions
Does this include sales tax?Only if tax is already included in the amount financed.
Can I compare 48 vs 72 months?Yes. Run the calculator with each term and compare both monthly payment and total interest.